Archive for the ‘Home Insurance’ Category
Buy your Home Insurance Online
Buying your home insurance online can save you up to 25% than buying over the phone or on the high street. The home insurance companies below offer a discount when your policy is purchased online. Get a quote today and see how much you could save.
Make sure that the sum insured is for the rebuild value

Always insure your house for the rebuild value, not the market value.
You can calculate the approximate rebuild value on the Building Cost Information Service’s website.
http://abi.bcis.co.uk/index.cfm#calculation
Try a direct quote from one of the following Home insurers:
Aviva Home Insurance | Swinton Home Insurance
Don’t Over-Insure your Contents
When you are calculating your home contents value, ensure you accuretly value the contents, and don’t over-value, overwise you will be paying more for uneeded cover!
Pay a higher voluntary excess
Make your home as lower risk as possible
Beware of Non Disclosure Penalties
Not declaring correct or sufficient information when you apply for home insurance can invalidate your insurance, and in some cases attract a penalty.
Always ensure you double check your insurance documentation once you receive them to ensure all the details are correct.