Additional Driving Qualifications can save Pounds

Designed by the Driving Standards Agency (DSA), the pass plus is the ideal course to enhance driving skills and road awareness. As it’s done within 12 months of successfully …

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Car Insurance

Car insurance tips to help you get cheap quotes.

Home Insurance

Home insurance tips to help you get cheap quotes.

Life Insurance

Life insurance tips to help you get cheap quotes.

Pet Insurance

Pet insurance tips to help you get cheap quotes.

Travel Insurance

Travel insurance tips to help you get cheap quotes.

Car Insurance »

Make your car as low risk as possible

car sketch 300x142 Make your car as low risk as possible

You can lower your car’s ‘risk’ factor by:

  • Parking in a safer place, e.g. on a driveway, in your garage or in a locked car park.
  • Installing a good car alarm, Thatcham Category 1 alarms are recognized by most insurance companies.
  • Installing a Tracker system to help the police locate the car if it is stolen.
  • Removing any aftermarket modifications such as custom alloy wheels, spoilers etc.
  • Using a steering wheel lock to deter thieves.

The lower the risk the car is; the lower the premium is likley to be.

Car Insurance »

Pay a Higher Voluntary Excess

If the value of your car is low or you expect it will be highly unlikely you’ll claim on your insurance policy, choosing a higher excess should reduce the annual premium.
Policies usually contain a standard …

Car Insurance »

Buy your Car Insurance Online Buy your Car Insurance Online

Buying your car insurance online can save up to 25% than buying over the phone or on the high street. The car insurers below offer a discount when their policies are purchased online:
Get up to …

Home Insurance »

Buy your Home Insurance Online

Buying your home insurance online can save you up to 25% than buying over the phone or on the high street. The home insurance companies below offer a discount when your policy is purchased online. …

Home Insurance »

Make sure that the sum insured is for the rebuild value Make sure that the sum insured is for the rebuild value

Always insure your house for the rebuild value, not the market value.
You can calculate the approximate rebuild value on the Building Cost Information Service’s website.
http://abi.bcis.co.uk/index.cfm#calculation

Home Insurance »

Don’t Over-Insure your Contents

When you are calculating your home contents value, ensure you accuretly value the contents, and don’t over-value, overwise you will be paying more for uneeded cover!

Travel Insurance »

Travelling to the US? Go for Annual Travel Insurance Travelling to the US? Go for Annual Travel Insurance

When travelling to the United States it is often cheaper to purchase Annual travel insurance over single trip insurance.
This is because of the higher medical costs in the United States.
Worldwide Multi-Trip cover from Direct Travel …

Travel Insurance »

Annual or multi-trip insurance?

If you are going away 2 or more times in one year, it will usually be cheaper to purchase an annual travel insurance policy rather than purchasing 2 or more single trip insurance policies.
Annual Multi-Trip …

Life Insurance »

How much Life Cover do you need?

The cover limit should cover all of your outstanding debts such as mortgages, loans credit card etc and also provide a good income for your family.
A good rule of thumb is to take the highest …